Beware of scams and phone number spoofing. California Coast will never contact you to ask for personal information or a passcode over the phone. Visit our Security Center to learn more. 

Free Checking with eStatements

Open a Free Checking with eStatements and get the freedom of no monthly fee and a secure debit card.

Fee-Free Banking Everywhere You Go

By opening a Cal Coast Free Checking with eStatements account, you gain the freedom and flexibility of digital and mobile banking with access to 30,000 fee-free ATMs nationwide.

Do more of the things you love

Our free checking account comes with an advanced secure debit cardoverdraft protection, eStatements and so much more. Not a Cal Coast member? By opening a free checking account, you'll immediately become a member. Being a Cal Coast member means access to free financial advice, some of the best rates on loans or credit cards, and many more exclusive benefits. Plus, you'll automatically be enrolled in our loyalty rewards program. There are no hidden fees, no monthly maintenance fees and a low minimum opening deposit of just $25. 

Account Benefits: 
  • Access to 30,000 CO-OP® ATMs Nationwide
  • Unlimited check writing
  • Courtesy Pay and Debit Card Courtesy Pay1  
  • Unlimited branch transactions
  • Secure Debit Mastercard® included
  • Online Banking
  • Mobile Banking2 including Bill Pay, Deposit, PayItNow person-to-person payments.3
  • Free eStatements
  • CoastLine Telephone Banking

Advanced Security Debit Cards

You May Also Like These Checking Options

Extra Value Checking

Get the same perks as a free checking account with added security with an Extra Value Checking Account from Cal Coast.

Ultra Performance Checking

Learn more about the ultimate checking account for 24/7 monitoring that keeps your assets protected and your identity safe.

Dividend Checking

With a dividend Checking Account, you can earn dividends with a high monthly interest on your balance and enjoy all the conveniences that come with Cal Coast checking accounts.

APY = Annual Percentage Yield. Rates are accurate as of 01/19/2025. Rates and terms are subject to change without notice. Visit theabsolutelongestwebdomainnameinthewholegoddamnfuckinguniverse.com or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply.

  1. If an account is overdrawn, please be aware that if it is not brought to a positive balance within 30 days, the account may be closed. 

  2. Check with your wireless provider to determine if data and text messaging rates apply.
  3. Maximum transfer amount is $1,000. There is no fee to use this service. Learn more.