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IRA Certificates
Lock in a competitive rate with guaranteed returns for 3 months to 5 years.
An IRA Certificate Makes Saving Easy
With competitive fixed rates, a low minimum single deposit and varying term lengths, Cal Coast IRA Certificates allow you to earn more than a standard savings account.
Features:
- Competitive fixed rates
- Minimum deposit as low as $1,000
- Terms available from 3 months to 5 years
- Traditional, Roth, Spousal, Coverdell and SEP available
18 Month Bump Rate IRA Certificate
Features and Benefits
- Low minimum opening balance of $1,000
- One rate bump allowed during the term
- Traditional, Roth, Spousal, Coverdell, and SEP available
- Funds insured by NCUA
More Ways to Save
Smart Savings
Learn more about Smart Savings accounts with California Coast Credit Union. Contact us today to get started.
Certificates
Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years.
Money Market Savings
A Money Market Savings account is perfect for those looking for easy access to their funds and higher dividend rates.
- APY= Annual Report Yield. Rates are accurate as of 01/02/25. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Fees could reduce earnings. The minimum deposit required to open the 18-Month Bump Certificate is $1,000. The minimum balance to earn dividends is $1,000. One time bump rate option available at the request of the certificate owner. Penalty for early withdrawal applies to all certificate types unless otherwise indicated. The new rate from the date of the increase will remain in effect until the certificate maturity date. Limited-time offer. Rates and terms are subject to change without notice. Other rates and terms available
Penalty for early withdrawal applies to all certificate types unless otherwise indicated. Rates and terms are subject to change without notice.
